Kerins Associates NMLS#211227 | Kathleen Kerins NMLS #212653
Serving Maryland since 1991
"My success is measured in your happiness. Life is short so please allow me to be the professional to gain your trust and find your best fit mortgage"
- Kathleen Kerins
Client Testimonials
Rated 5/5 on Google
★★★★★ September 2020
Positive: Professionalism, Quality, Responsiveness, Value
Kathleen was a true Rockstar helping our family secure a very favorable mortgage. Her wealth of knowledge, energy, and availability made the application and approval process a breeze (her online systems were particularly modern and easy to use). Kathleen went above and beyond shepherding our family to closing, helping us feel relaxed and in command of a typically stressful situation. Bringing Kathleen on board was one of the best decisions we made throughout our home-buying process - we highly recommend her services!
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★★★★★ September 2020
Positive: Professionalism, Quality, Responsiveness
Kathleen is amazing to work with! She went above and beyond in really helping us get a competitive mortgage and provided great guidance for us throughout the process as first-time home-buyers. Her kindness and attentiveness let us know we were in good hands, and she truly found us the best deal - working hard to find us savings where possible. It was a blessing to be able to work with Kathleen, and we highly recommend her as a trustworthy broker.
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★★★★★ September 2020
I cannot recommend Kathleen Kerins enough. She will work rapidly and diligently with your agent, the sellers, and lenders to make sure you get the best price on time for closing. She is an amazing loan officer!
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★★★★★ September 2020
Positive: Professionalism, Quality, Responsiveness, Value
Kathleen is a true professional who helps secure very affordable rates for her clients with local banks. She is always available, responds immediately to questions, and makes sure you stay informed. I really enjoyed working with her and highly recommend her to anyone seeking financing for a home purchase.
★★★★★ July 2020
Kathleen was awesome and helped me get it done fast! I highly recommend her - she is an honest broker.
★★★★★ June 2020
Kathleen was fantastic to work with! She was incredibly responsive, quick, thorough, and patient. My girlfriend and I purchased our first home, and Kathleen did an excellent job of walking us through the process and getting us the best mortgage possible. We had been putting off getting pre-approved for a mortgage, but when we stumbled upon our dream home, we knew we'd have to act fast. Thanks to Kathleen's responsiveness and quick work we were pre-approved on the same day we reached out to her, and we submitted a winning offer on our dream home the very next day. Not to mention we got a great mortgage with an incredibly low interest rate. We highly recommend working with Kathleen especially if you're a first time homebuyer.
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★★★★★ June 2020
Positive: Professionalism, Quality, Responsiveness, Value
My wife and I could never have navigated getting a quality, competitive mortgage without Kathleen. She was there with us every step of the way, always seeking the best course of action for us with insightful guidance. Kathleen was always available for a call, and went above and beyond to make everything fit inside our budget and concerns. Her use of programs and online tools were invaluable to understanding what range of mortgages we qualified for and were comfortable to use. Everyone can benefit from such a knowledgeable lender on their side and I cannot recommend her enough.
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★★★★★ June 2020
Kathleen was extremely thorough and kept me informed of things that were happening along the way. We went over the documents multiple times and she answered any questions and made sure I understood all the details. I couldn’t be happier with the level of service provided. I will certainly recommend her business to anyone purchasing or refinancing in the area.
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★★★★★ May 2020
Knowing Kerins Associates has been one of the greatest blessing! I have to say that Kathleen from Kerins Associates knows her business and how to help people qualify for everything that they need! She is courteous and friendly. She is very Prompt, businesslike, informed, efficient. If you don't want to go around and be hanging, she is the PERSON TO GO TO! She is amazing and has helped my husband and me in so many ways. Whenever there's any updates with the pricing in the market, she would call us right away and tell us what to do. She walked through every single step of everything we did! I mean, who does that!? Kathleen was nothing short of amazing. We would love to thank Kerins Associates for their genuine, sincere work and I HIGHLY RECOMMEND THEM TO EVERYONE!
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Belinda Beck​
★★★★★ May 2020
Kathleen is a delight to work with. She works hard to get you the very best deal out there and keeps checking up to the last second to make sure that she has still found you the best deal. She graciously makes any changes you ask for. None can beat her hard work and dedication!
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★★★★★ April 2020
My wife and I recently purchased our first home with the help of Kathleen at Kerins Associates. As first time home buyers we didn’t know much about the process and Kathleen made the entire process easy and was able to answer our extensive list of questions. Kathleen provided us with a very helpful tool to estimate our monthly payments and closing costs for the various houses we were viewing during our home search which really helped us make our home purchase decision. She also made sure we got the best available rate and made sure we understood everything about the closing process. Working with Kathleen was fantastic and we would highly recommend her to anyone.
★★★★★ March 2020
I found Kathleen Kerins online by doing a google search on mortgage brokers, and I truly believe it was all God’s work. After a few conversations with her over the phone, I knew I could trust her with helping me getting our first house. She went above and beyond to help us. The level of care and the dedication she put into helping us every step of the way was on another level. We had a very inexperienced real estate agent, and Kathleen stepped in and did part of the real estate agent’s job so that we could go to closing. She made this first time home buying experience smooth for my mom and I. I will never be able to repay her fantastic guidance. Please do yourself a favor and seek her help because she is extraordinary at what she does. You cannot go wrong with Kathleen!
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★★★★★ March 2020
Great communication. She goes above and beyond FOR YOU to ensure your education about the process and also prepares you for what is to come!! I really look forward to working with her in the near future and will recommend all
My friends and family to her!!
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★★★★★ February 2020
There’s not enough stars to reflect the quality of service from Kerins Associates. Kathleen loves what she does and makes each client feel that they are her #1 priority. She puts her clients at the center of everything, it’s not only about closing the deal. She provides education to ensure her clients are comfortable and confident in their purchases. I wouldn’t consider working with anyone else.
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★★★★★ January 2020
Kathleen is simply extraordinary! She truly went above and beyond to make sure that as a first time home buyer, I understood the process, and has been there to help me every step of the way! Kathleen becomes more than just a broker, but a true friend! I highly recommend her services! I found a house and closed all within a month! She made the process seamless!
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Purchasing
We will take a long term look at your goals and finances to select the best mortgage for you. I can QUALIFY you and save time and money while monitoring rates. Tell your realtor you want me to do your loan and be safe.
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In an ideal world every purchase is perfect. In the real world we are defined by our ability to make every purchase resolve perfectly. When you build your team put me in it for success.
Investing
Many of my clients are real estate investors so I have the lenders that can support your business. The biggest obstacle is understanding the financials and I have the expertise to get this done for you.
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The Deferred Mortgage Program allows an investor paying cash at time of purchase, whose name is on the Deed or they are the main owner of the LLC on the Deed, to immediately refinance to re-acquire their cash to continue real estate investing. Ask me for details.
Refinancing
As an independent broker I choose my lenders and they are the best at what they do: Fixed, Arms, Investor, Jumbo. I have what you need and the work ethic to get it done well and quickly.